The Korea Credit Information Services is a public institution established in 2001, responsible for managing the credit information of financial consumers and maintaining the soundness of the credit market. It builds trust between financial institutions and consumers through credit assessments of individuals and businesses, while enhancing the transparency of financial services.

Recently, Korea Credit Information Services has been strengthening operational efficiency through digital transformation. To achieve this, it utilizes artificial intelligence (AI) and big data technologies to analyze credit information and improve the credit scoring system, providing more accurate credit assessments. Additionally, it supports consumers in easily accessing and managing their credit information through mobile platforms and web services.

Korea Credit Information Services also assists consumers in making informed financial decisions through financial education and counseling programs, offering various services for financially marginalized groups in the digital environment. This digital innovation contributes to creating a healthy financial ecosystem by ensuring the secure management and utilization of credit information.